Built for Malawi · Launching 2026

Save with purpose.
Reach your goal faster.

Name your goal, add what you already have, and see exactly how much to save monthly, weekly, or daily — straight from Airtel Money or TNM Mpamba.

RBM-aligned
Works on any phone

Savings calculator

Plan your goal in MWK.

Amount Still Needed
MK 80,000
To reach your goal in 6 months, save:
Monthly
MK 13,333
Weekly
MK 3,077
Daily
MK 438

Estimates assume consistent savings and no interest. Actual results may vary.

Connects with the money you already use:
Airtel MoneyTNM MpambaUSSD *384#
The problem

Malawi saves — but without a system that helps it stick.

Cash at home gets lost, stolen, or spent

Bank accounts ask for paperwork most don't have

Mobile wallets give zero structure or interest

Emergencies push people into expensive loans

Over 9 million Malawians use mobile money — yet only 15% save formally.

How it works

Four small steps. One big habit.

01

Name your goal

School fees, a new phone, business capital, emergency fund — write it down with a target and a date.

02

Link your wallet

Connect Airtel Money or TNM Mpamba in seconds. No bank visits, no paperwork.

03

Save on autopilot

Daily, weekly, or monthly sweeps from your wallet into your goal. Or top up whenever you want.

04

Earn and unlock

Watch your savings grow with interest. Hit your goal — and later, unlock loans against what you've saved.

Features

Designed for how Malawi actually saves.

Lean, fast, and built mobile-first — for both smartphones and feature phones.

Multiple goals

Run school fees, an emergency fund, and a phone goal side by side.

Earn interest

Pooled savings earn institutional rates — passed back to you.

Smart reminders

Gentle nudges and milestone celebrations to keep momentum.

USSD + App

Works on a feature phone via *384# or the Android app.

Bank-grade safety

PIN-protected, encrypted, custodied by a licensed partner bank.

Loans, later

Borrow against your savings once you've built a track record.

Who it's for

Universal at heart. Personal in practice.

Salaried workers

Teachers, civil servants, NGO staff — set fees, home, and retirement goals.

Informal traders

Market vendors and small business owners — smooth income with daily auto-saves.

Youth & students

First-time earners saving for electronics, travel, or starting a hustle.

Roadmap

From pilot to platform in 18 months.

Months 1–4
Build
MVP, Airtel & TNM API integrations, bank custodian relationship.
Months 4–6
Pilot & compliance
Closed beta with 200–500 users; file with RBM; finalise KYC.
Months 6–12
Public launch
Open to the public; agent network; reach 5,000 active savers.
Months 13–18
Scale & lend
Launch savings-backed loans; target 25,000 users.

Be first in line when Savepilot opens.

Join the waitlist and we'll invite you into the closed pilot — plus early access to savings-backed loans.

Already in? Sign in to your goals